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India’s Digital Revolution – Unlocking Economic Growth Through Fintech Innovation

India is on the brink of entering a trillion-dollar digital economy, fueled by the rapid surge in digitalization across people, government, and businesses, prompted by the recent pandemic. The fintech industry played a vital role during the lockdown, bridging financial and market gaps, leading to a significant uptake of homegrown apps like PhonePe and Paytm, […]

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Primer: 53rd Report of the Standing Committee on Finance and a Potential Ex-Ante Competition Law Regime

The Parliamentary Standing Committee on Finance (the Committee) recently released its 53rd report on ‘Anti-Competitive Practices by Big Tech Companies’ (the Report). Thereafter, the MCA constituted a new committee to, among other things, analyse the need for a new ex-ante framework for digital markets and draft a new DCA. These developments come at a time

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Policy Brief: Navigating the Fundamental Right to Privacy in India

The Supreme Court’s ruling in the Justice K.S. Puttaswamy v. Union of India & Ors case marked a pivotal moment in India’s privacy jurisprudence, affirming the right to privacy as a fundamental right under Article 21 of the Constitution. The judgment addressed various aspects of privacy, including informational privacy, decisional autonomy, surveillance, and data protection,

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The Dialogue – NASSCOM Policy Brief Series on Data Protection Bill 2021

In the first policy brief as part of the series, we focus on the provisions of inter-sectoral regulation and coordination in the Data Protection Bill 2021. Since technology cuts across multiple sectors, privacy and data protection are both vertical (across sectors) and horizontal (across the size of the business) in nature. This will cause challenges

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RBI’s CoF and Tokenisation Guidelines: Assessing the Preparedness of the Payments Ecosystem

The Reserve Bank of India mandated the deletion of card-on-file data by merchants and PA/PGs. Industry bodies and civil society organisations gave inputs seeking an extension of this deadline in December last year, including The Dialogue and Deepstrat, which published a paper outlining the challenges associated with rushed compliance. The RBI, taking cognisance, gave a

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White Paper on Advancing the Digital Economy: Shaping E-commerce Regulatory Landscape

In collaboration with Nishith Desai Associates, the paper on ‘Advancing the Digital Economy: Shaping the E-Commerce Regulatory Landscape’ dives into the key policy & regulatory challenges that affect e-commerce ecosystem. The authors have analysed the regulatory and policy issues in the e-commerce ecosystem, while also highlighting the need to have a targeted approach to regulate

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RBI’s CoF and Tokenisation Guidelines -Analysing the Potential Impact on Digital Payments Industry

The digital payments industry is a vital component of India’s rapidly growing digital economy, expected to achieve a 27% CAGR between FY20-25, with transaction values projected to surge from Rs 2,153 lakh crore in FY20 to Rs 7,092 lakh crore in FY25. This growth is driven by factors such as the expanding consumer base, increased

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Preliminary Analysis Report of the Joint Parliamentary Committee (JPC) on the PDP Bill, 2019

The Joint Parliamentary Committee (JPC) has submitted its report on the Personal Data Protection Bill, 2019, to both houses of Parliament after a thorough analysis, following its introduction in December 2019. The committee’s commendable efforts involved comprehensive consultations with diverse stakeholders, resulting in a total of Ninety-Three recommendations in their published report, highlighting the meticulous

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Whitepaper on The Regulation of Fantasy Sports Platforms in India

Our study is built through an in-depth literature review and primary research process by talking to stakeholders across industry, law and policymakers. It provides context around the industry, its growing economic potential, and its role in overarching community and sports engagement. Analysing the existing regulatory regime allowed us to identify key challenges within this sector.

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